What to Expect From a Chiropractic Malpractice Lawsuit

As a chiropractor, you face unique risks that can leave you susceptible to malpractice lawsuits. That’s why it’s important to understand the steps of the chiropractic malpractice litigation process ahead of time so you can feel more prepared should you ever face legal action. Let’s break down the malpractice litigation process and explain what to expect in the event you are sued.

Relevant Legal Terms

There are several words and phrases used during malpractice legal proceedings that you might not be familiar with, especially if this is the first legal case you’ve been involved in. Here are a few terms you should know:

Plaintiff: The person who is suing someone. In malpractice cases, this will be a patient.

Defendant: The person who has been sued – the chiropractor who provided care.

Litigation: All processes and events involved in a legal action.

Attorney/Lawyer/Counsel: A person or people retained to represent and/or defend someone in a legal proceeding. Many malpractice insurance carriers will retain an attorney to provide legal representation to an insured chiropractor. 

Expert Witness: : A chiropractic professional retained by either the plaintiff’s counsel or defendant’s insurance carrier. These are compensated witnesses who give testimony related to the quality of the treatment the defendant provided and injuries claimed to have been caused by negligence.

Discovery: The process of the plaintiff and defendant’s respective counsel collecting information and evidence to support their claims and/or defenses. All documents and files that will be used in court must be shared with the opposing counsel and the court before trial. Discovery includes depositions, or sworn testimony, from both the plaintiff and the defendant.

Negligence: A violation of the standard of care, which could mean the failure to do something under a particular set of circumstances or the affirmative act of doing something that should not be done under a particular set of circumstances. Negligence entails carelessness for the generally expected standards of care.

Standard of Care: What a reasonably prudent practitioner would or would not do under the same or similar circumstances.

Deposition: An interview, often filmed or recorded, of  a witness, including, but not limited to the plaintiff or defendant, conducted by counsel. Questions asked during a deposition are answered under oath and are intended to help attorneys uncover more information about what occurred.

Damages: Malpractice cases involve compensatory damages, which are intended to compensate the plaintiff for their physical or emotional suffering due to personal injury.

Settlement: The voluntary resolution of a lawsuit prior to a jury verdict that typically involves a monetary payment from the defendant (usually their malpractice insurance carrier) based on an agreed amount of damages by both parties and their respective counsel.

Trial: The resolution of a lawsuit in a courtroom based on a full presentation of the evidence and arguments. Trials are typically done in front of a jury, which is a group of lay people who will ultimately decide the case, enter a verdict and, if necessary, determine of the damages owed by the defendant if found negligent.

The Litigation Process

1. Before Facing the Lawsuit

• In the event of a lawsuit, there are a few things you can do to prepare. 
• Gather all your documents/records about the treatment of the plaintiff. Do not alter, change, amend or destroy any of your records. 
• Avoid speaking about the lawsuit to others. Only speak about the case with representatives from your insurance carrier and the lawyer(s) retained by your insurance carrier to represent you. 
• Gather a support system to lean on during what could be an emotional and frustrating time. 
  • Keep in mind that the litigation process is often lengthy and a resolution can sometimes take upwards of a year and a half to two years.

2. Reporting a Lawsuit to Your Malpractice Insurance Carrier

In the event you are sued, you must report the lawsuit to your chiropractic malpractice insurance carrier as soon as possible. Soon after, your carrier will contact you to gather information about the lawsuit and the event that it concerns. 

3. Delegation

Once reported, your case will be reviewed for coverage. Once confirmed, your case will be assigned to a claims consultant for handling. 

4. Initial Contact with Claims Consultant

You will be contacted by a claims consultant from your insurance carrier who will go over the case with you, gather more information, and verify that your policy covers the lawsuit. Your claims consultant will also be able to answer any questions that you might have. 

5. Attorney Assignment

You will be assigned an attorney, who will represent you and your interests throughout the duration of the lawsuit.

6. Investigation and Evaluation

Lawyers and claims consultants will conduct a thorough investigation of the case, aiming to uncover all relevant background information, including any conflicting or false information in the case against you. This process is done with the aim of building a defense to the allegations against the defendant.

This is when the plaintiff and/or the defendant might be required to give a deposition. Also during this time, attorneys will obtain records from the patient documenting any care the patient received before and after the event. 

Pay close attention in your initial meeting with your attorney during which you will talk about the legal process and your case specifically in detail. You will be a valuable member of your defense team. 

7. Resolution

The case will be resolved either by both sides reaching a settlement, dismissal of the case before trial, or by going to trial and receiving a jury verdict.

8. Closure

The outcome of the case depends on many factors and your claims consultant and lawyer will keep you updated on all material developments. If the case is settled or a jury decides in favor of the plaintiff, the plaintiff will receive compensatory damages. If a jury decides in favor of the defendant or if the case is dismissed before trial, the plaintiff is awarded no money.

If the case resolves by way of settlement, the plaintiff will sign a release settlement agreement, which will prevent them from taking further legal action regarding the event. 

ChiroPreferred is the marketing name used to refer to the chiropractic-related products offered by MedPro Group. MedPro Group is the marketing name used to refer to the insurance operations of The Medical Protective Company, Princeton Insurance Company, PLICO, Inc. and MedPro RRG Risk Retention Group. All insurance products are underwritten and administered by these and other Berkshire Hathaway affiliates, including National Fire & Marine Insurance Company. Product availability is based upon business and/or regulatory approval and may differ among companies. © MedPro Group Inc. All Rights Reserved.

This document should not be construed as medical or legal advice. Because the facts applicable to your situation may vary, or the laws applicable in your jurisdiction may differ, please contact your attorney or other professional advisors if you have any questions related to your legal or medical obligations or rights, state or federal laws, contract interpretation, or other legal questions. MedPro Group is the marketing name used to refer to the insurance operations of The Medical Protective Company, Princeton Insurance Company, PLICO, Inc. and MedPro RRG Risk Retention Group. All insurance products are underwritten and administered by these and other Berkshire Hathaway affiliates, including National Fire & Marine Insurance Company. Product availability is based upon business and/or regulatory approval and may differ among companies. © MedPro Group Inc. All rights reserved.