Malpractice Insurance Comparison for Chiropractors

ChiroPreferred is the first exclusive chiropractic coverage option from the nation’s leading malpractice carrier — MedPro Group. We’re the only ones backed by:

120+ YEARS OF EXPERIENCE | BERKSHIRE HATHAWAY OWNERSHIP | A++ RATING FROM A.M. BEST

What does all that mean to you? More resources and greater strength to protect your good name. Add in the fact that our chiropractic policy is customized to your needs, and it’s easy to see why people are making the switch. To help you navigate your options, here’s how our policy compares to another well-known chiropractic carrier:


MEDPRO GROUP

(FORMERLY NATIONAL CHIROPRACTIC MUTUAL INSURANCE COMPANY)
Policy Provisions
Coverage types offeredOccurrence and Claims-madeOccurrence and Claims-made
Free Tail Provision (Age/Yrs with Company)Any Age / 155 / 5
Pure Consent to Settle ProvisionYesYes
Healthcare Professional Premises Liability CoverageYes?
Included Coverages
Cyber and Privacy Liability$100,000Available for additional charge
Assault or Battery Upon You$25,000?
Reimburse First Aid Expenses$15,000?
Medical Payments$25,000/$100,000?
Deposition Fees and Expenses when not a Named Party to a Suit$10,000?
Loss of Earnings while Participating in your Defense of a Suit$2,500 per Day / $35,000$500 per Day / $5,000
Sexual Misconduct Defense$25,000Yes*
HIPAA Proceeding Defense$25,000Yes*
*Included under Administrative Hearing Coverage limits below
Administrative Hearing Coverage
Administrative Hearing Defense Limits – Aggregate$100,000$60,000
Licensing Board ActionYesYes
Hospital Medical Staff Peer ReviewYesYes
Erroneous Billing Coverage
Erroneous Billing Defense Limits$100,000$60,000
Medicare / Medicaid Billing ActionsYesYes
Other Payors Billing ActionsYesYes

Connect with our team today to see how you can upgrade your malpractice insurance coverage.

All competitor information is derived from financial statements, regulatory filings and competitor websites and is current as of 6/30/2022. Where information was not readily available or ascertainable from these sources, “?” was inserted. The comparison is an educational tool designed to help you learn about the insurance coverage and the various details you may want to consider when selecting your malpractice policy. We value data integrity. If you believe that any information is incorrect, please contact us.


A.M. Best rating as of 7/14/2022. All data is derived from MedPro Group records and calculations; claims data range is 2012-2021 unless otherwise indicated. In order to qualify for a free tail, you must have a retroactive date at least 24 months prior to the date of retirement and be insured by the company for 12 months. Coverages listed under Administrative Hearing Coverage and Erroneous Billing Coverages sections are subject to the one sub-limit listed.